Haverigg and Millom: 01229 772639   Service and Repair: 01229 770199

Car Finance at W Milligan & Sons in Millom, Cumbria

If you are looking for car finance in the Cumbria area and have a good credit history, call your local Ford dealer, W Milligan & Sons today or fill in our finance form, so we can try and get you the best deal. We can guarantee fantastic rates, repayments and same day decisions on your used car finance application.


Hire Purchase

You can spread the cost of your car, van, or motorcycle by paying in fixed monthly instalments. With terms from 12 to 60 months and a deposit amount, you can choose the right payment plan that suits your budget.

When you have paid off the finance agreement, and settled the option to purchase fee, the vehicle becomes yours.

You can enjoy a one month payment holiday before your first instalment is due, with interest calculated from the day your agreement starts. 

There are fixed interest rates so you know exactly how much you're paying each month and repayment terms are flexible so they can suit your budget. 

No minimum or maximum deposit price is required so you have more control over the amount of finance needed. 

Personal Contract Purchase

Spread the cost of your vehicle by paying in fixed monthly instalments with terms from three to four years.

This product contains a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to change their vehicle frequently.

When you have paid off the finance agreement, and the final balloon payment or Guaranteed Minimum Future Value (GMFV), the vehicle becomes yours.

Alternatively you can return the vehicle to the dealership, use it as a part exchange against your next vehicle or refinance the balloon payment into a new HP agreement, subject to finance approval.

W Milligan & Sons are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 660829 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Data Protection No: ZA457289